About PNC Mortgage

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PNC Financial Services Group, Inc. (stylized as PNC) is a bank holding company and financial services corporation based in Pittsburgh, Pennsylvania. Its banking subsidiary, PNC Bank, operates in 19 states and the District of Columbia with 2,459 branches and 9,051 ATMs. The company also provides financial services such as asset management, wealth management, estate planning, loan servicing, and information processing.

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As of 2019, PNC was ranked 9th on the list of largest banks in the United States by assets. It is the 5th largest bank by number of branches, 6th largest by deposits, and 4th largest in number of ATMs.

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The name "PNC" is derived from the initials of both of the bank's two predecessor companies: Pittsburgh National Corporation and Provident National Corporation, which merged in 1983.

 

Foreclosure Prevention Options

 

PNC will generally consider you for an assistance program if one of the following has effected your ability to pay your mortgage:

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- Are you unemployed?

- Have you had a reduction in your income?

- Does illness or injury prevent you from making your loan payments?

- Has divorce affected your ability to make loan payments?

- Has any other unexpected life event affected your ability to make your loan payment?

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The most common options are listed below:

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Loan Modifications

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If you can no longer afford to make monthly loan payments, you may qualify for a loan modification to make them more affordable.  To qualify your loan payment ratio (including taxes, insurance, and home owners association dues) based on gross income, must meet program guidelines.  If you previously defaulted on a payment during your Trial Payment Plan or Modification you may still qualify.

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Liquidation Foreclosure Alternatives (LFA)

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The Liquidation foreclosure Alternative includes additional foreclosure avoidance options, such as Short Sale and Deed-in-Lieu of Foreclosure.  To be considered for LFA, you must be considered for other loan modifications or retention programs that are offered. You may have the opportunity to be considered for LFA if you lack other options and request a short sale or deed-in-lieu.

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Other Alternatives

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A variety of alternative assistance programs may also be available depending upon your circumstances.  

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Keep Your Keys

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Keep Your Keys is highly experienced in helping homeowners stop foreclosure.   We have a thorough understanding of the products PNC offers as well as their internal processes to get them approved and completed.  With our 5 star reviews and exceptional customer service you would be hard pressed to find a better partner.   Leave your checkbook at home and contact us today for a no cost, no obligation, appointment to get started. 

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