About Loan Depot

​

loanDepot, America's lender, matches borrowers through technology and high-touch customer care with the credit they need to fuel their lives. As a fast-growing national consumer lender, the loanDepot platform is disrupting finance by dissolving the lines between mortgage and nonmortgage credit.

​

The company has funded over $165 billion in fundings since inception, and is passionate about emerging financial technology and dynamic product delivery supported by excellent customer service to empower consumers.

 

Headquartered in Southern California, loanDepot employs 6,400 team members across the country including 2,000+ licensed loan officers who hold more than 10,000 licenses. The company operates 150+ local loan locations nationwide. NMLS # 174457

​

Foreclosure Prevention Options

​

If your loan is currently with loanDepot and you are having trouble making your mortgage payment due to change or loss of your job, serious illness, divorce or other difficult situation, loanDepot may be able to work with you to enable you to catch up on your payments or assist you in avoiding the loss of your home through foreclosure. Eligibility is based on a case by case basis and Keep Your Keys may be able to arrange one of the following solutions for you.

​

Partial Claim

​

Note: This option is only available on loans insured by HUD
 

You may qualify for a loan in the amount that will bring your mortgage current. The loan is considered a subordinate lien that is payable when you pay off your mortgage. You will be required to sign loan documents as a part of this program.

​

Loan Modification

After a three month trial period plan where you make payments based on the projected modified terms of your mortgage, you may be eligible to permanently modify your mortgage so that your payments or terms are more manageable. This is a permanent solution to a long-term or continuing hardship.

​

Deed in Lieu of Foreclosure or Mortgage Release

You may be able to transfer ownership of your property to us when you are unable to sell your home and will allow you to avoid going through a foreclosure. In some cases, relocation assistance is available. You will need to assist in obtaining approval from any subordinate lien holders on your property.

​

Short Sale

In some cases, you may not be able to keep your home. A short sale will allow you to sell your home for less than what is owed when you owe more than what your home is worth. This option will allow you to transition out of your home without going through foreclosure and in some cases, relocation assistance may be available.

 

​

Keep Your Keys

​

Keep Your Keys is highly experienced in helping homeowners stop foreclosure.    We have a thorough understanding of the products Loan Depot offers as well as their internal processes to get them approved and completed.   With our 5 star reviews and exceptional customer service you would be hard pressed to find a better partner.   Leave your checkbook at home and contact us today for a no cost, no obligation, appointment to get started.